In the car that contains Joey and Wanda, Joey says with some wistfulness, "That's some big life he's leading, huh?" Wanda coos, "Baby, I don't need no house like that. I just need you. That's all I want. And I got you, so I'm happy. Now don't you go worrying about it, hear?" Way to completely misread your husband, Wanda. In the front seat, Lois is actually not pitching a hissy for a change. Did someone dose her punch with Thorazine?
Nicki is rocking in a chair with Wayne, stroking his hair. I'm not entirely sure if she's supposed to be comforting him, or comforting herself. Wayne doesn't look too sure either. Bill comes in, the wives and kids following. He says, "I'm sorry it didn't turn out like you planned, hon." Nicki doesn't look at him as she lies about being okay. Bill rather uselessly says, "We're here now," and Nicki gives him a look like, I could have used you here about four hours ago when I was dealing with all 78 members of my immediate family.
She finally says sadly, "I don't fit in anywhere." Bill says, "That's not true." Bill is wrong. Both he and Nicki are bridges between two worlds. The problem with being a bridge is that people on both sides are going to walk on you. Bill lets 'em do it, but Nicki can't.
Anyway, both Barb and Margene look like their hearts are breaking for Nicki, and Nicki's about to say something, but before she can, the alarm screams and the floodlights soak the scene with their Close Encounters of the Third Kind illumination, and it's Exhibit A for just forsaking a home-security system and relying on big, rabid dogs as the first line of defense between you and any prowlers.
Bill heads outside. The pony gallops right by him -- don't even tell me that pony wasn't a loaner -- and it's all very chaotic, so naturally the whimsical music starts up again. And if I understand the theme that's being hammered home here, the point is to always turn to a bank for your financial needs, because owing cultists money will inconvenience you in some very strange ways.