Okay, actually, Fi's client turns out to be one of those innocent doe-eyed female types who wears dresses everywhere, so it'll be fine. She just wanted to show Michael the remains of her husband's car, whose front end is completely squished. Which would explain how her husband got killed in it. Apparently he was taking part in an insurance scam and ended up dying in the pre-planned crash that was supposed to be part of a fraudulent claim. Not pre-planned enough, apparently. Michael makes sympathetic faces as she continues that recently, a guy in a Corvette showed up at her house, wanting her to sue the city for wrongful death and give him the money. Threatened her family and everything. Didn't even say sorry for her loss, presumably. Can Fi help? Michael tries a variation on the usual speech he gives when taking a case: "I'll see what she can do." But the subtitles still take it, saying this is now "Calia -- The Client."
After she leaves, Michael pulls out his cell phone and dispatches Sam to the county records office to score some insurance files. Sam protests, saying those aren't exactly public knowledge. Is he saying that we've finally found the one government institution in South Florida where Sam doesn't have a "buddy"? I guess so, because Michael simply suggests, "Use your Sam magic," and hangs up. "Why didn't I think of that?" Sam asks his dead phone.
Michael's busy at his loft, VOing, "The day that the cell phone call log was invented should be celebrated as a national holiday for spies." Wouldn't that make it an international holiday? "Even a cautious cell phone user who uses dial back systems or switches phones often leaves behind a lot of information you can use." Fi comes downstairs to find Michael doing just that, and suggests Michael hand it off to Homeland Security. Michael says, "For all I know he could be working for Homeland Security." Yes, that's dark and all, but it's just the latest example of Fi trying to talk Michael out of doing something that Michael's not going to get talked out of doing, preferring to explain to Fi (read: us) why he's doing it.