Karen puts her things down on her desk, and then notices Fuentes standing in Amos's office doorway, looking at her. She stalks up and asks if he gets off on watching her. Fuentes says it's called intelligence, and that he understands that she visited a boatyard. Karen says that just because Carl missed his payments doesn't mean he robs banks. Fuentes says that it's a motive. Karen says, "Then arrest him." Fuentes says that they intend to, and pauses before adding, "If no one tips him off." Karen asks if Fuentes wants to clarify that. Amos warns Fuentes to back off. Fuentes tells Karen that they don't need her anymore, because a woman who used to date Carl has come forward. Carl wanted to know all about her job; she worked for a bank.

Wheelchair Guy rolls up to a restaurant. A valet (it's Mordecai!) greets him. Wheelchair Guy tips Mordecai a dollar (a whole dollar!) and tells him to get the wheelchair out of the trunk. Marshall watches and takes photos from across the street. Karen is there, too. Marshall asks how much she really likes Carl. Karen smiles and says that she likes him a lot. Marshall says that Carl "must be doing something right besides knocking off banks." Marshall tells Karen that if she wants to find out whether Carl is clean, she should assume that he isn't, because if he's not clean, he'll make a mistake. I'm not sure I followed all of that, but okay. Marshall says that bank robbers are dumb. Karen says that Carl isn't dumb. Marshall says he might be one in a million. Just then, Mordecai takes a crowbar to Wheelchair Guy's windshield. Wheelchair Guy comes running out sans wheelchair and starts yelling. Marshall snaps some photos. Karen asks if Marshall thinks she should draw Carl out and set him up. Marshall says he thinks she should find a new boyfriend. Aw. Her daddy cares.

Karen sits in her apartment. There's a knock at the door. It's Carl, holding a grocery bag. He says that it's dinner, and that he's going to make her "a sailor's meal." Carl walks into the kitchen, where he spots the badge that Karen "accidentally" left on the counter. He says that she's a cop, and Karen clarifies that she's a U.S. Marshal. Carl asks what she does, exactly. Karen says that they mostly execute warrants and go after fugitives and parole violators. Carl asks if Marshals go after murderers. Karen says she would if the murderer were involved in a federal crime. Carl asks if she's good at it. Karen says that she is. Carl says that bank robbery is a federal crime. Karen nods slightly. Carl asks if she catches many criminals, and Karen says that she gets nine out of ten. Carl says that he's had a fantasy since they met: he wants to take her and sail down to the Keys. Karen interrupts him to say, "I'm a Marshal. I catch the bad guys and put 'em away. I like catching the bad guys. It's my choice. You're going to have to make yours." They're both near tears. Karen kisses him. Carl says that he'll call her in the morning, and walks out. Karen realizes that he's gone forever. Or is he?