Before she dismisses them, Alison gives the teams some good news -- she has three additional calling cards. Jay and Mark get to decide who receives them. Back at home, Jay and Mark try to figure out with whom they should share the wealth as the other teams get angsty. The first card goes to Curtis and Mallory, which I think is a good call. Hey, look! I just got so punny right there. They're working their sizeable asses off, and they have kids. Trent and Roger also left kids behind, so they get the second card. The third card, which was apparently a tough decision, goes to Amanda and Neill, with kudos for Amanda for working so hard and a hope that this will give Neill the kick in the butt he needs to get off his keister. Amanda says she was surprised, and almost felt like they didn't deserve it because they've been doing so poorly. Brittany, meanwhile, is pissed, and says that if she'd won the cards she would have given them to the teams who finished the challenge. Neill says that he doesn't want to be known as the lazy ne'er-do-well, and vows to work harder.
The next day, there is more working out. Neill tells Jillian that they get to make a phone call. She tells him that he'll make a phone call when he's done working out. Neill's response? "I'm not missing it. She can kiss my ass." And I mean, that's not in an interview. He said that within Jillian earshot. Neill, prepare to die. She sarcastically tells him that when he's done with the call he can go lie out by the pool, and that will be his workout for the rest of the day. Amanda tells Jillian that they're not trying to get out of working out. Jillian replies that it's not Amanda -- it's Neill, who will take every shortcut and break he can get. Dan, open-mouthed, totally stops what he's doing on the elliptical so he can watch. He's such a bitch -- I love it.
Jillian takes Neill outside and says she's at a crossroads on how to train him. A part of her wants to just let him sit by the pool and wait for him to realize he has the motivation to work out, and a part of her just wants to keep screaming at him. She thinks that when he drops the weight, he'll have no more excuses for anything, and that scares the crap out of him. He admits that that's true. He interviews that every part of him wants to leave, because he's the guy who goes when the going gets tough. And not in the way that the tough get going, like in the Billy Ocean song. He's a quitter, is what I'm saying. Jillian wants Neill to look at why he's padding himself emotionally. She interviews that she's working against the clock with him, because the others in the house are misinterpreting where he's at and thinking he wants to leave. She thinks he'll regret it for the rest of his life, because it's something that he had the power to change. Jillian tells Neill that if he can't get with the program and put it all down, there's not a lot that she can do. Neill starts crying. Jillian figures that all his life he's been told not to bother, because he's not worth it. And who says that Bob is the only armchair psychologist to administer beatings on this show? Neill didn't expect all of these emotional issues to crop up when he started this, and is having a hard time dealing with it. He thanks Jillian. It's a nice moment.