They open the safe, expecting to see stacks of cash, but there is something else inside. In an interview, Frederique says, "It was another goddamn clue." In an interview, Kathy says, "I was angry. I was resentful and angry, and I blamed Erik." Ha. Good policy. They decide to look at the clue under the black light. Erik reads, "To score the loot, all three must swim. Only one bag each in order to win." Erik runs back to the others while reading the clue. Frederique suggests that they go to the ocean. See, she's not that dumb. She's totally The Mole. Kathy asks if there is a swimming pool.

Cut to the pool, and there are bags of money weighted down on the bottom. In an interview, Kathy says, "I just remember thinking, 'Oh, now I'm going in a pool. This sucks.'" They have nine minutes and twenty-two seconds left. They all run over to the pool. Ahmad voice-overs that each player must dive down and retrieve one bag of money. Frederique and Erik immediately dive in and grab some money. In an interview, Frederique says that Kathy took a moment to get in, because it meant her hair would get messed up. Actually, she was the only one who put the jumpsuit back on, so now she has to take it off again. Kathy asks Erik if it's deep enough to dive in, and wonders if she should take her mike off. Erik tells her to jump in feet first and it'll be fine. Erik and Frederique are psyched to have their money. In an interview, Kathy says she dove down, and that she must have horrible underwater vision, because she could only see "a white blobby ball." She thought that was the money bag, so she tried to pull it up, but she couldn't even reach it. Kathy surfaces and then dives down again. In an interview, Kathy says she was determined to get it, and she started trying to drag the weight bag up. We see her underwater, trying to bring up the weight bag, which looks to be nearly impossible to do. She drops it and resurfaces. Kathy tells Erik and Frederique that the bag is too heavy. They assure her that the string will break, and she just has to pull it. Kathy doesn't seem too convinced as we go to commercial.