A woman named Kathryn (Audrey from 24) walks around a hotel room getting undressed while talking to her boyfriend (the dad from American Dreams) about a legal client who is refusing to testify because she's scared of blowback from her thug boyfriend. The boyfriend reminds Kathryn that they weren't going to talk about work, and urges her to be more present. They make a reference to the fact that they used to be in a relationship, but now they're just fuck buddies. Well, they don't use those words, but that's the gist. They start making out, but Kathryn's phone rings and she answers it. Her mom (played by Greg's mom from Dharma And Greg -- and, yes, I'm ashamed that I know that) immediately starts complaining that she's at the bank, and that someone stole her cameo pin from her safety deposit box. Kathryn's mom explains that she talked to the manager (Chi McBride from Boston Public -- and I can't believe we recapped that show for two seasons!) and told him that her daughter is an ADA. Kathryn lies that she's in court and can't go to the bank at the moment. Meanwhile, Kathryn's boyfriend is practically giving her a hickey. Kathryn's mom rolls out the guilt trip and says that the pin was the last thing her father gave her before he died. Kathryn agrees to come down to the bank. Meanwhile, the bank manager, Malcolm Jones, gets a phone message slip from an assistant.

Outside the bank, two guys are sitting in a car, going over their plan for robbing the bank. One of the guys, the bigger one, seems to be in charge. The smaller one seems like he might be on something, but insists that he's not an amateur. The big one wants to be precise. Almost like he's ex-military!

Malcolm the bank manager walks over to another desk and introduces himself to Egan Foote (a surname which Egan over-helpfully explains has an "e" at the end). Egan tells Malcolm that he's there to get a boat loan as the woman who was working with him walks away. So clearly, he's annoying. Malcolm wonders why Egan is trying to back out of taking out the loan. Egan says that his wife won't like it, and that he's not sure why he's even there. Egan babbles on that he thought a boat might help him, because he went sailing once as a kid and felt free. Malcolm carefully suggests that Egan talk it over with his wife. Egan just nods and asks to use the restroom, and Malcolm has the security guard escort him there. The other problem with recapping this show (besides the nonlinear structure) is that, since there is a central mystery, I don't know what details are going to be important later on in the season, and I know that people like to use the recaps as sort of a historical record to look back and see what hints were given. But I don't want to list every detail of every thing because that would take a hundred pages. So I'm shooting for a happy medium. How's that working out for you?