Mr. Gus Bankerman apologizes to Lettie Mae: it's against bank policy to extend a loan for an exorcism. She looks, of course, totally nuts, even as she's leveling with him: "We both know what's going on here. You won't give me a loan because you're a bigot." Do what? Okay, when you're powerless -- which is to say, when you perceive yourself as powerless, whether or not you're correct, which in this case is not realistic but often is -- you do the junkie thing. As a wildly addicted addict, she's going to play the card, and it's not a black thing -- as she's about to demonstrate, with her code-switching ass, it's nothing to do with that -- but a hungry human thing, which means whatever you've got to play, or think you can, you will. It is embarrassing more than anything, that consideration of angles: what she's saying is, she'll show her wiener on your webcam.
"Oh, uh, many of our clients are African-American..." says the white man, and she pushes: "You saying that just proves my point. I ain't talking about the color of my skin, but you is." Whatever you've got. "Well, now that is simply not the case. We have recently accepted a client who is a Vampire-American..." But of course Lettie Mae doesn't give a fuck what subprime motherfucker is getting loans if their name isn't Lettie Mae Thornton, broke-ass black lady Christian, possessed fuckup, and general menace: "You are prejudiced against me because I am a Christian!" He protests that he teaches Sunday School, and she switches the script again, jumping up and screaming: "Uh-huh. Then you know what I'm talking about! The whole world is against us, they even try and take away Christmas. This is your chance to stop that persecution in its tracks. Show Jesus you have a charitable nature." Show Jesus you have a charitable nature. Without a blade to your throat or a madwoman in your face. Understand the translation of need to words, show that you can love. And his answer? "Well, a bank is not a charity." Which is true, and which is honorable, but his joy in having wriggled out of her web of not-so-hard-to-figure bullshit? Not so much.